Senior Manager, Risk & Governance

Dubai, United Arab Emirates | Posted on 02/02/2026myZoiis changing lives for the better for those who deserve it the most. We are an exciting fintech start-up, a wholly owned subsidiary of Standard Chartered Bank, aiming to promote financial inclusion globally. Our vision is to provide a level playing field to the unbanked and the underbanked in accessing essential financial services in an affordable, convenient, and transparent fashion. We are looking for smart, ambitious, and purpose-driven individuals to join us in this journey. Please apply via the link below if you are interested.The RoleThe role will support the Chief Risk Officer in overseeing and implementing the organization’s enterprise risk management framework, ensuring that all risks are identified, assessed, mitigated, and monitored effectively and upholding and raising the risk culture. The role is also responsible for end-to-end Operational Risk Governance, Change Management including Product Governance, Analytics & Reporting and Risk Systems Management.Leadership and strategySupport the CRO and functions in enabling and executing the overall business strategyDrive the effective implementation of the Enterprise Risk Management (ERM) framework across the organization.Promote operational risk management culture, awareness and training across the organizationRole model the values of the organization andis to be seen as a Subject Matter ExpertTo be seen as an enabler to business and product strategy and not a “blocker”.Risk Management and GovernanceCoordinate with departments to implement the bank's operational risk management strategies and policies, assist to adopt appropriate methodologies, tools and procedures to identify, assess, monitor, control or mitigate operational risk;Oversee and own departments' implementation of operational risk management policies, follow up of key operational risks identified via operational risk management tools and provide recommendations to mitigate control weaknesses and monitor the rectification progress;Lead efforts to identify and assess emerging and existing risks across business units and support functions and help reinforce the existing processesOversight and challenge first line of defense while enabling businessKey member in the product governance forumsPerform periodic risk assessments and scenario analysis.Oversee risk monitoring activities and ensure accurate, timely reporting of key risk indicators (KRIs), limits, and exposures by first line to the CRO and risk committees.Provide insights and recommendations on risk trends and mitigation strategies.Own the Risk Register along with first line by ensuring oversightComply with legal, regulations or rules issued by regulators, entity's strategy and relevant risk management policies and procedures;Lead the design and implementation of entity-wide risk system to enhance data collection, analysis and reporting capabilitiesDeploy the use of AI including ML and Natural Language to derive efficiencies in the risk management processes across the organisationDevelop and maintain operational risk timely insights to senior management and stakeholders.Analyse operational risk data to identify trends, emerging risks, and areas for improvement in risk management practices.Prepare and present regular reports on operational risk performance, including key risk indicators (KRIs) and risk mitigation efforts to senior management and the board.Collaborate with IT and data management teams to ensure data integrity, security, and accessibility for operational risk management purposesStakeholder EngagementFoster strong relationships with internal stakeholders, to promote a culture of risk awareness and accountability.Engage with external regulators, partners and industry bodies to stay abreast of regulatory developments and best practices in Governance and operational risk management.Lead training and awareness initiatives to enhance the organization's understanding of operational risk and its management.Regulatory and Business ConductDisplay exemplary conduct and live by the Standard Chartered Group’s Code of Conduct.Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Code of Conduct.Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance mattersRepresent business and functions in regulatory reviews and spearhead the review/assessments.Key StakeholdersManagement TeamAll functionsInternal AuditRegulators and their appointed auditors (where applicable)External stakeholdersStandard Chartered Ventures and GroupWho you are· You’ve got 10-15 years of experience in a risk and control or audit role.You have deep end-to-end experience in non-financial risk management in this second line of defence capacity and experienced with regulatory fr