Senior Finance & Management Accountant – Fintech

Role PurposeThe Senior Finance & Management Accountant will own day-to-day financial management, bookkeeping oversight, reconciliations, and management reporting for TNW’s fintech operations. The role works closely with our external accounting team in India but remains accountable internally for financial accuracy, visibility, and control. The objective is simple: ensure clean books, strong cash discipline, reliable reconciliations, and clear financial insight across all fintech products.Key ResponsibilitiesBookkeeping Oversight & Reconciliation ControlReview and validate bank reconciliations and settlement reconciliations prepared by the external accounting team.Ensure ledger accuracy across wallets, PSPs, merchant settlements, and bank accounts.Identify and resolve discrepancies in a structured and timely manner.Ensure monthly close is completed accurately and on time.Maintain audit-ready financial records.Management Reporting & Financial InsightPrepare monthly P&L by product line (Netwallet, PayTNW, G2C, Manual Bank Transfers).Analyse revenue, margins, settlement costs, PSP fees, and operating expenses.Identify cost inefficiencies and revenue leakage.Convert accounting outputs into clear management reports with insight, not just numbers.Present structured monthly management packs to leadership.Cash Flow & Treasury ManagementMonitor daily liquidity position across all accounts.Maintain rolling 3-month cash flow forecast.Ensure sufficient working capital to support operations and settlements.Review and approve payment requests before release.Prevent duplicate, unauthorised, or unsupported payments.Financial Controls & GovernanceImplement and enforce approval workflows for payments.Review high-value transfers and settlement batches.Ensure segregation of duties and maker–checker discipline.Flag financial risk exposure immediately.Improve financial reporting structure and control processes over time.Budgeting & ForecastingSupport annual budgeting process.Track actual vs budget performance monthly.Forecast revenue and cost trends based on transaction volumes.iHighlight overspend and corrective actions.Compliance & Payroll OversightCoordinate with external accountants on VAT compliance in the UAE.Support audit preparation and documentation.Review payroll inputs before processing.Verify EOSB calculations in line with UAE Labour Law.Ensure timely processing of employee settlements and reimbursements.Key Result Areas (KRAs)Accurate and timely monthly financial reportingClean and validated reconciliationsZero material unresolved financial variancesStrong liquidity disciplineImproved financial visibility at product levelReduced cost leakage and control gapsAudit-ready financial records at all timesRequired Experience5+ years’ experience in finance or accounting, preferably in fintech, payments, or high-volume transaction environments.Strong experience in reconciliations, treasury control, and management reporting.Understanding of PSP settlements, transaction flows, and liquidity management preferred.Strong Excel and reporting capability.Clear written and verbal English. Hindi is an advantage.Key CompetenciesStrong attention to financial detailStructured and disciplinedCommercially aware, not just compliance-focusedComfortable working in a fast-moving fintech environmentHigh ownership and accountability#J-18808-Ljbffr