Sales Executive

Job DescriptionSales & Business DevelopmentPromote and sell credit cards, personal loans and other banking products to potential customers.Identify and approach prospective clients through various sales channels, including field sales.Conduct face-to-face meetings and presentations to explain product features, benefits and terms.Meet and exceed assigned sales targets and key performance indicators (KPIs).Lead Generation & Customer AcquisitionGenerate leads through networking events and customer referrals.Assess customer needs and recommend suitable banking products.Follow up with potential clients to ensure successful conversions.Customer Relationship ManagementBuild and maintain strong relationships with customers to ensure satisfaction and loyalty.Provide excellent customer service and address inquiries or concerns promptly.Educate customers on responsible credit usage and financial management.Compliance & DocumentationEnsure all sales activities comply with bank policies, regulatory guidelines and ethical standards.Collect and verify required customer documents for applications.Maintain accurate records of customer interactions and sales transactions.Market & Competitor AnalysisStay updated on banking products, promotions and competitor offerings.Provide insights and feedback to improve sales strategies and product offerings.Qualifications & SkillsEducation & Experience:Bachelor's degree in Business, Finance, Marketing or a related field (preferred).13 years of sales experience in banking, financial services or related industries.Experience in selling credit cards, loans or banking products is a plus.Skills & Competencies:Strong sales and negotiation skills with a persuasive approach.Excellent communication and interpersonal abilities.Goal-driven, self-motivated and able to thrive in a target-oriented environment.Ability to handle customer objections and convert leads into sales.Proficiency in CRM software and Microsoft Office Suite.Experience & AbilitiesMinimum 1-3 years as a key executive / DB of strategic sales experience in a business-to-business sales environment.Educational Qualification: Bachelor's Degree.Excellent listening, negotiation, and presentation skills.Proven ability to manage multiple projects at a time while paying strict attention to detail.Demonstrated ability to communicate, present, and influence credibly and effectively at all levels of the organization, including executive and C-level.#J-18808-Ljbffr