VP- Personal Lending Products

Job Purpose:Main objective of the role is to build and enhance the personal loans product to provide seamless experience to our customers. Identify opportunities within the portfolio as well as acquisition to create a sustainable personal loans business.Regular tracking and monitoring of the different segments of customer base for profitability and health of the portfolioWork continuously on improving product propositions and processesBuild and implement different acquisition strategies with specific targeting to various customer segmentsFacilitate various campaigns to drive loan growth maintaining required product marginsRegular benchmarking of competition and identify best practices across the worldContinuously provide analysis of product and portfolio performance and recommend areas of improvement.Responsibilities: Product Management:Continuous product development keeping abreast with market trendsBuild innovative products in line with best available across various marketsAdopt best practices through regular benchmarking of competitorsEngage with various stakeholders mainly distribution credit operations etc to improve policies and processesPortfolio Management:Continuous monitoring of various portfolio KPIs: ENR NIM COR GII FTP etcAlign campaigns with customer focus in mind and balance with product profitabilityAlways find ways to improve acquisition and retentionFacilitate the delivery of product campaigns as part of the annual calendar as well as other campaigns designed to support business growthProcess improvement and digital enablement:Partner with various consumer banking teams and Customer Experience on process improvement and transformation initiativesDrive customer value as Product Manager directly engage with internal and external stakeholders to deploy onboarding and customer engagement solutions acquisition journeys mobile and internet bank services etc.Keep a close eye on various marketing communications notifications to customers and always ensure proper and appropriate value propositions are communicated  Qualifications : Bachelors degree in finance Accounting Business Administration or any related disciplineMasters degree in finance Accounting Business Administration or any related discipline is preferredMinimum of 10 years of experience in Finance and/or consumer banking products with at least 7 years in a similar roleRemote Work : NoEmployment Type : Fulltime Key Skills Business Development,Eclipse,Economics,Accounting,Corporate Risk Management,Brokerage Experience: years Vacancy: 1