Vice President, Head of Payment Ecosystem & Enterprise Risk CEMEA

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.Progress starts with you.Job DescriptionWe are seeking a seasoned risk leader to head the Payment Ecosystem and Enterprise Risk function across the CEMEA region. This strategic role is responsible for safeguarding the integrity and resilience of Visa's payment ecosystem spanning 86 countries, 1,500+ financial institutions, and 600 billion+ in payment volume. The successful candidate will lead the execution of global risk programs, elevate enterprise risk management capabilities, and ensure regulatory excellence while enabling business growth through robust risk partnership.Key ResponsibilitiesPayment Ecosystem Risk and Operations ManagementDrive operational excellence to execute global risk programs across fraud risk, issuing risk, and acquiring risk, ensuring consistent standards and controls across the payment ecosystemPartner with banks, fintechs, and payment service providers to uplift risk management practices and strengthen ecosystem resilienceDevelop and implement risk frameworks that balance innovation with robust controls in a rapidly evolving digital payments landscapeLead Payment Facilitator and licensing programs from risk perspective, ensuring standards are met while supporting business growthProduct Risk Review (PRR)Provide leadership to drive and optimize end-to-end execution of Product Risk Reviews for CEMEAIdentify and enable the team to drive process improvement initiatives for greater efficiency in the PRR processDevelop and implement a framework to enable and engage first-line stakeholders to submit good quality and timely PRR, monitoring SLAs and escalating roadblocksDrive periodic education and awareness sessions for first-line stakeholders to ensure smooth execution of PRRCorporate & Operational RiskLead the maturation of operational risk management, ensuring it becomes an integral part of how the business operatesEquip business units with tools and methodologies to assess and manage operational risks effectivelyDevelop enterprise-wide operational risk frameworks, KRIs, and reporting mechanisms that provide actionable insightsFoster a culture where business teams view RCSA and risk assessment as valuable tools for their own operations, not just compliance exercisesSupervisory & Regulatory Risk ManagementPartner closely with Legal, Country Management, Government Engagement and Compliance teams to ensure all regulatory requirements and changes are thoroughly understood and implemented flawlessly and on timeWork closely with global regulatory and supervisory risk teams on cross-border projects and initiatives to ensure consistent approachesAdopt and disseminate global regulatory best practices while ensuring they are appropriately tailored to regional supervisory expectationsEstablish robust processes for timely reporting and escalating regulatory risks, breaches, and supervisory matters to management and risk committeesThird Party Risk ManagementOwn the third-party lifecycle management framework, ensuring robust processes for review, approval, and ongoing monitoringMaintain the efficacy and efficiency of third-party risk assessments while balancing business velocityDrive continuous improvement in vendor risk management practices and controlsEnsure third-party risks are appropriately identified, assessed, and mitigated throughout the relationship lifecycleRisk Business Partnering & EmbeddingEnhance the risk business partner model, embedding risk management proactively within business functions from strategy through executionEnable business leaders with tools, frameworks, and capabilities to independently assess, identify, report, and manage risksTransform risk from a gatekeeping function to a strategic enabler, fostering a culture where risk considerations are integrated into business decision-makingBuild risk awareness and capability across the organization through training, guidance, and consultative supportQualificationsExperience & Expertise15-18+ years of progressive risk management experience in well-established financial institutionsProven track record of leading a risk function directly for a line of business and/or a geographyDeep expertise and hands‑on experience in a variety of risk types covering credit, enterprise, operational, fraud, reputational, regulatory and data privacy riskStrong understanding of regulatory frameworks and experience working with supervisory authoritiesDemonstrated success in setting and successfully implementing a visio