Treasury Manager

Treasury ManagerDubai, United Arab Emirates | Posted on 01/22/2026myZoi is changing lives for the better for those who deserve it the most. We are an exciting fintech start‑up, wholly owned subsidiary of Standard Chartered Bank, aiming to promote financial inclusion globally. Our vision is to provide a level playing field to the unbanked and the underbanked in accessing essential financial services in an affordable, convenient, and transparent fashion. We are looking for smart, ambitious, and purpose‑driven individuals to join us in this journey. Please apply via the link below if you are interested.The RoleThe Treasury Manager will be responsible for ensuring optimal liquidity across multiple entities and banking partners, forecasting cash and capital needs, managing FX exposures, and ensuring compliance with regulatory capital requirements. The candidate will be expected to drive the management of Cash, Liquidity, FX, and Debt raising/Financing across the Group along with overseeing working capital management solutions. The candidate will be expected to be an expert generalist in all matters related to the treasury.Key ResponsibilitiesLiquidity & Cash ManagementMonitor daily cash positions across all operating accounts (domestic and international)Manage liquidity with the UAE Central Bank for Domestic Settlements (UAEFTS, ICCS, DDS, etc.)Ensure sufficient funding levels across nostro/vostro accounts for instant remittance and payout channelsForecast short‑term and medium‑term liquidity requirements across all bank accounts, incorporating inflows/outflows, settlement cycles, and seasonal trendsOptimize cash deployment and minimize idle balances while ensuring operational readinessCapital Planning & Regulatory RequirementsMonitor and maintain compliance with Central Bank capital adequacy and liquidity requirementsForecast capital requirements to support business growth, new products, and regulatory changesPlan and coordinate capital injections from shareholders as needed to meet regulatory thresholdsPrepare capital adequacy reports for internal management and regulatory submissionFX and Risk ManagementMonitor FX positions and exposures across currenciesLiaise with banks and FX counterparties for pricing and execution of FX conversion. Also help set up FX hedging strategies, if requiredMaintain up‑to‑date knowledge of market trends and regulatory changes affecting treasury and FX marketsBanking RelationshipsAct as the primary point of contact for treasury‑related matters with banking partners and the Central BankSupport opening, maintaining, and optimizing banking infrastructure for operational efficiencyTreasury OperationsOwn and operate the treasury management process, ensuring strong controls and reportingReconcile treasury transactions and coordinate with the finance team for accounting and audit purposesSupport automation and system improvements related to treasury processesReporting & CompliancePrepare daily, weekly, and monthly liquidity, capital, and treasury dashboards for internal managementEnsure compliance with internal treasury policies and Central Bank reporting requirementsSupport internal and external audits related to treasury activitiesKey StakeholdersFinance teamManagement teamCBUAEExternal stakeholdersStandard Chartered Ventures and GroupWho you are10–12 years of treasury experience in a bank, fintech, or financial institutionStrong understanding of liquidity management, capital adequacy, FX exposure, and settlement processesProven ability to forecast liquidity and capital requirements across multiple bank accountsPrior experience dealing with Central Bank accounts, domestic settlement systems, and Nostro accountsExperience working with multi‑currency environments and instant/remittance productsProficiency in treasury systems and Microsoft Excel; experience with TMS is a plusExcellent stakeholder management and communication skillsExcellent analytical and problem‑solving skills with attention to detailAbility to manage competing priorities in a cross‑functional environmentAbility to work independently in a fast‑paced, regulated fintech environmentPreferredExperience with cross‑border remittance operationsFamiliarity with regulatory reporting in the UAEProfessional certifications such as ACT, CFA, or CTP are advantageousAtmyZoi we strive to create both a product and a team that embraces equality, inclusion, diversity and freedom. We want people who can be themselves and bring their own brand of value to the team. Come and join us!#J-18808-Ljbffr