Senior Credit Cards Product&Portfolio Expert

<div><p><b>About the Role</b>We are seeking a seasoned<b>Senior Credit Cards Product&Portfolio Expert</b>to lead the development, management, and optimization of our credit card products. This role is pivotal in driving portfolio growth, enhancing customer experience, and ensuring profitability through data-driven strategies. The ideal candidate will bring deep expertise in retail banking, cards, and payments, with a proven track record in product launches, customer lifecycle management, and strategic partnerships.</p><h3>Key Responsibilities</h3><ul><li>Lead and execute credit card strategies to drive spend, retention, and profitability.</li><li>Manage the full product lifecycle, including proposition design, pricing, features, and benefits.</li><li>Monitor and improve portfolio metrics such as activation, spend per card, attrition, and profitability.</li><li>Optimize P&L by balancing interchange income, rewards, fees, and cost structures.</li><li>Design and enhance loyalty and rewards programs to boost customer engagement.</li></ul><h3>Digital&Customer Experience</h3><ul><li>Champion digital-first initiatives across acquisition, servicing, and engagement journeys.</li><li>Enhance mobile and online card management capabilities, enabling fintech integrations.</li><li>Leverage data analytics to personalize customer offers and campaigns.</li></ul><h3>Project&Change Management</h3><ul><li>Lead cross-functional projects, including product launches and system migrations.</li><li>Ensure timely execution of initiatives with strong governance and stakeholder alignment.</li></ul><h3>Partnerships&Business Development</h3><ul><li>Manage relationships with card schemes and key partners.</li><li>Develop merchant and ecosystem partnerships to enhance customer value.</li></ul><h3>Leadership&Capability Building</h3><ul><li>Act as a subject matter expert, supporting leadership on card strategy and execution.</li><li>Mentor and develop internal teams to strengthen organizational expertise in cards.</li></ul><h3>Requirements</h3><ul><li>12+ years of experience in cards/retail banking with strong product and portfolio management expertise.</li><li>In-depth product knowledge of credit cards is essential.</li><li>Proven experience in product launches, CVP development, and customer lifecycle management.</li><li>Strong understanding of debit, credit, and prepaid card portfolios.</li><li>Expertise in campaign execution, segmentation, and data-driven decision-making.</li><li>Solid knowledge of cards profitability metrics and performance analytics.</li><li>Experience in project management, stakeholder management, and regulatory compliance.</li><li>Familiarity with market practices in banking and fluency in Arabic (mandatory).</li></ul><h3>What We Offer</h3><ul><li>Competitive salary and benefits package.</li><li>Opportunity to be part of a fast-paced, growing startup with strong career growth potential.</li><li>Ownership of initiatives with clear responsibilities.</li><li>Continuous coaching and mentoring from senior data scientists and AI experts worldwide.</li><li>A dynamic, respectful, and collaborative work environment.</li></ul><p><b>Interested Candidates can mail their cv at simmi@hiresquad.in or call at 8467054123</b></p></div>#J-18808-Ljbffr