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Senior Analyst / Lead Analyst - Loan Review/Credit Risk Assessment
CRISIL Limited
Pune, India₹50,000–₹130,000/mo≈ AED 2.2K-5.7K/moToday
IndiaUnderwritingloan Originationportfolio Managementremediationcommunication Skillsproject Planningproject ManagementUS Banking Lawscommercial Creditcredit Department Managementcredit Processescredit Policiesallowance For Loanlease Lossesloan Reviewrisk Ratingsrisk Rating Methodologyallowance Methodologycredit Risk Reviewsloan ReviewsFull Time
Skills Required
AwsProject ManagementAccountingErpCommunication
Job Description
Job Description As an SME in Credit Risk Review/Loan Review, you will leverage your 4+ years of experience in commercial credit (preferably CRE and C&I) to conduct independent and thorough reviews of borrowers. Your role will involve assessing credit quality, loan documentation, collateral valuations, and compliance with risk policies. You will analyze borrower-specific information to evaluate repayment capacity, covenant adherence, and industry risk. Additionally, you will be responsible for interpreting regulatory feedback and bank policies to ensure adherence to credit standards.
Your qualifications for this role include being a CA/CPA/MBA Finance/Graduate in Finance (Accounting). Moreover, you should possess strong knowledge of U.S. banking laws related to commercial credit, underwriting, and credit department management. Experience in risk ratings, credit processes, and project management would be advantageous. Effective communication skills and the ability to interact with various levels of management are essential for this position.
In summary, your key responsibilities will include:
- Conducting comprehensive reviews of borrowers in commercial loan portfolios
- Analyzing borrower-specific information to assess credit quality
- Ensuring compliance with established policies and regulatory requirements
- Documenting review findings for internal and external presentations
If there are any additional details about the company in the job description, kindly provide that information to include it in the job description. As an SME in Credit Risk Review/Loan Review, you will leverage your 4+ years of experience in commercial credit (preferably CRE and C&I) to conduct independent and thorough reviews of borrowers. Your role will involve assessing credit quality, loan documentation, collateral valuations, and compliance with risk policies. You will analyze borrower-specific information to evaluate repayment capacity, covenant adherence, and industry risk. Additionally, you will be responsible for interpreting regulatory feedback and bank policies to ensure adherence to credit standards.
Your qualifications for this role include being a CA/CPA/MBA Finance/Graduate in Finance (Accounting). Moreover, you should possess strong knowledge of U.S. banking laws related to commercial credit, underwriting, and credit department management. Experience in risk ratings, credit processes, and project management would be advantageous. Effective communication skills and the ability to interact with various levels of management are essential for this position.
In summary, your key responsibilities will include:
- Conducting comprehensive reviews of borrowers in commercial loan portfolios
- Analyzing borrower-specific information to assess credit quality
- Ensuring compliance with established policies and regulatory requirements
- Documenting review findings for internal and external presentations
If there are any additional details about the company in the job description, kindly provide that information to include it in the job description.