Risk Manager

Raqamyah | رقمية is the leading crowdfunding platform in Saudi Arabia licensed by the Saudi Central Bank (SAMA). The company empowers SMEs by providing quick and accessible financing solutions while offering attractive investment opportunities with competitive returns to investors. Utilizing innovative financial technologies, Raqamyah aims to boost economic growth by supporting entrepreneurs and investors.ResponsibilitiesLeadandenhancetheEnterpriseRiskManagement(ERM)frameworkinlinewithSAMAregulationsandindustrybestpractices.Monitorportfolioconcentration,defaultrates,recoverytrends,andearlywarningindicators.EnsurefullalignmentwithSAMA’sCrowdfundingRules,CybersecurityFramework,andrelevantregulatoryrequirements.CollaboratewithCompliance,AML/CTF,andInternalAudittostrengthengovernanceandinternalcontrols.Leadstresstesting,scenarioanalysis,andportfolioriskmodeling.Investigateincidents(e.g.,fraud,defaults,operationalfailures)andrecommendcorrectiveactions.Driveastrongriskcultureandawarenessacrossalldepartments.QualificationsBachelor’sdegreeinFinance,RiskManagement,Business,orarelatedfield(Master’sisaplus).ProfessionalcertificationssuchasFRM,PRM,orequivalentarepreferred.Minimum5yearsofexperienceinriskmanagementwithinfinancialservices,fintech,orlendingplatforms.SolidunderstandingofSAMAregulationsandSaudiregulatoryenvironment.RequiredSkillsStronganalyticalandproblem-solvingskills.Excellentcommunicationandpresentationabilities.#J-18808-Ljbffr