Officer - Trade Finance, Sharjah

Careers for a Changing World of Islamic Banking.Officer - Trade FinancePosted On 08 Jan, 2026Type PermanentJob Category Operations-Trade FinanceJob PurposeChecking and/or authorizing of Letters of Guarantee, Export Letter of Credit, Transfers, OutwardDocumentary Collections,Manage the TFD helpdesk enquiries mailboxVerifying / releasing of SWIFT Message from Swift AllianceConduct Trade-Based Money Laundering (TBML) checks as per regulatory and internal guidelines -Review Standard Operating Procedures (SOPs) periodically and suggest improvements where needed.Identify manual processes for automation, raise Change Requests (CRs), and participate in automation efforts to streamline workflows and improve operational efficiency.KEY ACCOUNTABILITIES1st or 2nd checking / authorizing of the Guarantee Issuance Amendment, Claim lodgment, Claim Settlement.Ensuring an efficient and effective approach which pays special attention to the terms and conditions stipulated and provides total confidence that the interests of all parties are protected while transactions take place at minimum cost in a timely and customer focused manner.Export Letter of Credit Checking / Authorizing:1st or 2nd checking / authorizing of the Advising / Amendment / Lodgment / Acceptance / Settlement underExport Letter of Credit1st or 2nd checking / authorizing of the Transfer / Substitution of documents / Acceptance / Settlement under transfer under Export Letter of CreditEnsuring an efficient and effective approach which pays special attention to the terms and conditions stipulated and provides total confidence that the interests of all parties are protected while transactions take place at minimum cost in a timely and customer focused manner.Outward Documentary Collection Checking / Authorizing:1st or 2nd checking / authorizing of the Lodgment / Acceptance / Settlement / Tracers under Outward Documentary CollectionEnsuring an efficient and effective approach which pays special attention to the terms and conditions stipulated and provides total confidence that the interests of all parties are protected while transactions take place at minimum cost in a timely and customer focused manner.Document Checking and Discrepancies under Export documents:1st or 2nd Checking of export documents, identify and report discrepancies in accordance with Export LC, UCP 600, ISBP, regulatory & internal policies / guidelines.Communicate with customer or counterparties to resolve discrepancies and ensure timely processing of export transactions.Ensures all documents under ODC are properly checked and are in accordance with the Customer's instruction, regulatory & internal policies / guidelines and relevant ICC Publications.Renewal & Cancellation of Guarantees:Checking/releasing of timely Extension of Auto Renewal Guarantees & recovery of its commission.Review & release of Cancellation of expired guarantee.ODC & Export Tracers & Follow-ups:Checking of timely tracers to Collecting banks for follow up on Acknowledgment / Payment / Acceptance.TFD Helpdesk Inquiries:Ensure timely and accurate responses to internal and external queries related to trade finance products and processes.Responds to customers' inquiries and overcome objections, aiming at providing quality service for customersSwift Alliance:Releasing of SWIFT messages related to Export LCs / Outward Collections / Guarantees etc.Review and release SWIFT messages via the SWIFT Alliance system in accordance with applicable standards and controls.Compliance & Risk:Conduct Trade-Based Money Laundering (TBML) checks as per regulatory and internal guidelines. Check / verify named parties in the SWS systemCheck / verify customer's signature in the SigCap system.MIS Reporting:Ensures that daily position are correctly made / checked / compiled and proper follow up where requiredEnsures that daily / monthly / quarterly annual returns / reconciliation / reports are checked compiled and submitted where required, to concerned departments.Process Review & Improvement:Review Standard Operating Procedures (SOPs) periodically and suggest improvements where needed.Automation:Identify manual processes, raise Change Requests (CRs), and participate in automation efforts to streamline workflows and improve operational efficiency.Qualifications, Experiences & Technical SkillsMinimum Experience:6 Years experience in Trade FinanceLanguage Skills:Strongon both oral and written Arabic & English.Computers/ Systems / Software Skills :MS Office - T24 Software - IntermediateOther Qualifications (If Any):CITF, CDCS, CSD.Sharjah Islamic Bank (SIB) started servicing the society in 1975; providing banking services to individuals and companies. An Amiri decree; released by His Highness Dr. Sheikh Sultan Bin Mohamed Al Qassimi the member of the Supreme Council & Ruler of Sharjah, was issued to launch & green-light the bank expedition. The bank was originally founded as National Bank of Sharjah and was suited the first bank to convert to Islamic Banki