Head of Motor

The Head of Motor will be responsible for leading the motor insurance portfolio, overseeing underwriting strategy, pricing discipline, and portfolio performance. The role focuses on driving profitable growth while maintaining strong risk management, product competitiveness, and operational efficiency.Working closely with distribution, claims, actuarial, and reinsurance teams, the role ensures that the motor portfolio is effectively managed, market competitive, and aligned with the organisations overall underwriting strategy and risk appetite.The role is open to Saudi Nationals onlyResponsibilities1. Motor Underwriting StrategyDevelop and implement the motor underwriting strategy aligned with corporate objectives and risk appetite.Establish underwriting guidelines, pricing frameworks, and risk selection standards.Identify opportunities to expand the motor portfolio while maintaining profitability.Monitor motor portfolio performance including loss ratios, growth, and profitability metrics.Analyse claims trends and underwriting performance to identify corrective actions.Adjust underwriting and pricing strategies to optimise portfolio performance.3. Product DevelopmentLead the development and enhancement of motor insurance products and coverage solutions.Ensure products remain competitive and aligned with market and regulatory requirements.Work with technology and digital teams to support product innovation and online distribution.Strengthen relationships with brokers, intermediaries, and key distribution partners.Support distribution teams in developing new business opportunities and partnerships.Provide technical expertise in negotiations and complex underwriting decisions.5.Operational OversightEnsure efficient underwriting operations across motor lines of business.Coordinate with claims and operations teams to improve service delivery and turnaround times.Implement operational controls and processes to improve underwriting efficiency.6. Governance & ComplianceEnsure all motor underwriting activities comply with regulatory requirements and internal policies.Maintain accurate underwriting documentation and reporting frameworks.Support internal audits, risk reviews, and governance reporting.Education & QualificationsBachelors degree in Insurance, Business Administration, Finance, or a related field.Minimum 8+ years of experience in motor underwriting or motor portfolio management.Professional insurance qualifications such as ACII or equivalent are preferred.Strong understanding of motor insurance pricing, claims trends, and regulatory requirements.Proven leadership experience managing underwriting teams and portfolios.#J-18808-Ljbffr