Credit Manager

We are seeking a highly skilled and detailoriented Credit Manager to join our team in Ras Al Khaimah. As a key member of our finance department you will be responsible for managing credit risk overseeing accounts receivable and ensuring compliance with credit policies and regulations.Lead and manage the accounts receivable team fostering a collaborative and goaloriented environmentDevelop and implement credit policies and procedures to minimize financial riskAnalyze credit applications and financial statements to determine creditworthiness of clientsEstablish credit limits and terms for new and existing customersMonitor customer accounts and initiate collection processes for overdue paymentsCollaborate with sales and customer service teams to resolve billing inquiries and disputesPrepare and present regular reports on credit performance and risk exposureContinuously analyze and improve the effectiveness of billing processes and accuracyEnsure compliance with local and international credit laws and regulationsDevelop and maintain strong relationships with key clients and financial institutionsQualifications : Bachelors degree in business Accounting Finance or a related fieldMinimum of 5 years of experience in credit management or a similar roleStrong financial analysis skills and proficiency in credit risk assessmentIndepth knowledge of credit laws regulations and best practicesProven experience in accounts receivable management and collectionsExcellent leadership and team management abilitiesStrong analytical and problemsolving skills with a detailoriented approachProficiency in financial software and credit management systemsExperience with hotel operating systems is a plusOutstanding communication and negotiation skillsAbility to work effectively in a fastpaced customerfocused environmentRemote Work : NoEmployment Type : Fulltime Key Skills EAM,Food Technology,AC Maintenance,Corrosion,Arabic Cuisine Experience: years Vacancy: 1