Credit Manager - Loan Against Property - Prime

Job Description As an Underwriter and Portfolio Manager at the assigned branch/location, your role involves reviewing and assessing a broad range of complex loan applications within defined guidelines. You will underwrite proposals as per the laid-down policies & procedures to honor agreed Service Level Agreements (SLAs) and manage city/area business volumes. Personal discussions with customers are essential to establish creditworthiness, ensuring completion of credit/KYC documents and verification through telephonic, field, and collateral visits. Your responsibilities also include assessing income to obligation ratios, maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, and reporting regularly. Building effective relationships with third parties and exceeding service quality standards are crucial for facilitating the best outcomes for clients. Key Responsibilities: - Review and assess a broad range of complex loan applications within defined guidelines - Underwrite proposals as per policies & procedures to honor agreed SLAs and manage business volumes - Conduct personal discussions with customers to establish creditworthiness and ensure document completion - Assess income to obligation ratios and maintain Portfolio MIS and other operational MIS - Build effective relationships with third parties and exceed service quality standards - Facilitate quick turnaround time of credit lending proposals for the business in close liaison with the sales team - Manage the credit underwriting function of the branch and facilitate the quick turnaround of credit lending proposals Educational Qualification: - Post Graduate/ Graduate in any discipline As an Underwriter and Portfolio Manager at the assigned branch/location, your role involves reviewing and assessing a broad range of complex loan applications within defined guidelines. You will underwrite proposals as per the laid-down policies & procedures to honor agreed Service Level Agreements (SLAs) and manage city/area business volumes. Personal discussions with customers are essential to establish creditworthiness, ensuring completion of credit/KYC documents and verification through telephonic, field, and collateral visits. Your responsibilities also include assessing income to obligation ratios, maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, and reporting regularly. Building effective relationships with third parties and exceeding service quality standards are crucial for facilitating the best outcomes for clients. Key Responsibilities: - Review and assess a broad range of complex loan applications within defined guidelines - Underwrite proposals as per policies & procedures to honor agreed SLAs and manage business volumes - Conduct personal discussions with customers to establish creditworthiness and ensure document completion - Assess income to obligation ratios and maintain Portfolio MIS and other operational MIS - Build effective relationships with third parties and exceed service quality standards - Facilitate quick turnaround time of credit lending proposals for the business in close liaison with the sales team - Manage the credit underwriting function of the branch and facilitate the quick turnaround of credit lending proposals Educational Qualification: - Post Graduate/ Graduate in any discipline