Credit Manager Covered Card Finance

DescriptionRole : Credit Manager - Covered Card FinanceLocation: Abu DhabiRole Purpose:Managecredit offered to customers; oversee the entire lending process including the initial application the underwriting the disbursal or denial of the request and after sale Key Accountabilities of the role Financial Goal:Accurate Decision of finance applications toward achieving maximum 2.5% error rate as measured by the daily report and scorecard. Error is defined as violation to policy and parameters or inaccurate analysis.Underwrite min. 70 applications as average daily target as set by management and reflected in the scorecard and measured against the actual number of cases processed in the daily report.Customer goals:Handling all internal and external customers complaint positively and promptly as measured against number of complaint and timely resolution.ADIB HR guidelines and ADIB ethics code obedience e.g. Confidentiality Attendance Dressing Code Sharia Morals etc.Lead the assigned team to process 100% of all finance applications proposed in FinnOne within the same day as measured against SLA and daily report.People goals:Demonstrate leadership skills by leading the assigned team toward achieving goals set by management in terms of meeting performance targets and error rates as measured by the scorecard.Set regular Training to the assigned team on policy and conduct annual self-assessment Quiz. Conduct at least 3 formal training programs and ensure a monthly evaluation for all staff with score and rating signed by staffs.Governance & Controls goals:Provide Quarterly Feedback to P&P on markets trends and contribute toward revising criteria and parameters as and when required.Provide Min 4 Valuable suggestions to improve work process.RESULTS REQUIERD:Support business in achieving monthly budget & targets while maintaining highest quality portfolioAdditional support to business in capturing customers within the acceptable parameters without violating CB regulations. Contribute positively in the daily underwriting activitiesImprove communication branches and DSUs as being internal customersProvide constructive comments and feedback on proposed finance applicationsCompliance of policies & procedures Comply and perform Key operational controls as required in ADIBs polices & procedures in day-to-day operations.Specialist Skills / Technical Knowledge Required for this role:Leadership excellent knowledge of Products Decision Making Managing & Planning. Required Experience:Manager Key Skills EAM,Food Technology,AC Maintenance,Corrosion,Arabic Cuisine Employment Type : Full Time Experience: years Vacancy: 1