Associate Managing Consultant, Specialized Product Delivery (Commercial & New Payment Flows)

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Associate Managing Consultant, Specialized Product Delivery (Commercial & New Payment Flows) Lead commercial card and new payment flows programs end to end-shaping product roadmaps, orchestrating sales motions, and delivering operational readiness across corporate and SME segments. This role blends strategy and execution: you'll partner with Product, Sales, Operations, Risk, Compliance, and Technology/Processor teams to grow activation, supplier acceptance, tokenization, spend, balances, retention, while keeping a robust control environment and auditable documentation. Roles & Responsibilities Ship outcomes (not just activities) Commercial Product & Roadmap: Co create the corporate card roadmap (features, pricing, benefits, segments) and translate into quarterly OKRs, KPIs, and gated delivery milestones. Sales Motion & Pipeline: Build and convert a healthy pipeline of B2B opportunities (large enterprise and mid market); design sales content, discovery scripts, and proposals; enable issuer sales teams with training and playbooks. Supplier Enablement & Acceptance: Stand up structured supplier onboarding programmes (education, objection handling, CRM tracking) to expand card based AP flows and e commerce acceptance. Virtual Cards & Digital Adoption: Drive virtual card and digital payment adoption (wallets, tokenization) with clean operations, reconciliation support, and change controls. Lifecycle Programmes: Design and run activation, usage, balance build, retention across CRM, digital, and merchant channels-owning test plans, targeting, controls, and in life optimization. Analytics & Performance Management: Partner with analytics to publish dashboards for activation, supplier acceptance, spend, attrition, ENR; structure test and learn experiments and act on insights rapidly. Change Delivery & Controls: Run structured delivery (RAID, gating, cutovers) for platform changes and scheme/regulatory updates; maintain auditable documentation and sign offs. Stakeholder Leadership: Align Product, Sales, Ops, Risk, Compliance, Marketing, Tech/Processor, and vendors; sustain weekly performance cadences and unblock decisions quickly. Value Realization: Set success benchmarks (e.g., early life activation, acceptance, usage, retention) and lead post launch optimization sprints to sustain gains. Spend, Balances &: Deliver measurable growth in monthly spend, ENR, and income via orchestrated programmes (product + sales + ops). Delivery Excellence: Maintain clean audits, stable operations, and evidence based approvals; shorten cycle time from strategy to go live. Team Collaboration & Culture Distill complex analysis into clear decisions and presentations; influence senior stakeholders confidently. Plan and structure work for yourself and junior team members; lead or co lead project/programme management forums. Contribute to Mastercard intellectual capital (playbooks, dashboards, case studies) and mentor colleagues-grow leaders, not just deliverables. Thought leadership: Publish internal best practices and present at client forums; help shape commercial cards and new flows standards across the region. All About You Experience: 5 to 8 years in commercial/corporate cards and new payment flows, spanning Product (portfolio management, features/pricing) and Sales (origination, pipeline conversion). Lifecycle & Adoption: Hands on design and execution of activation, usage, acceptance, retention; fluency in digital adoption drivers. Controls & Compliance: Deliver changes within scheme/regulatory guardrails; strong ops readiness and documentation traceability. Analytics Fluency: Data storytelling, experimentation, and decisioning; comfort with Excel/BI; experience defining dashboards and acting on insights. Stakeholder Leadership: Track record aligning cross functional teams and vendors to deliver on time/on budget, with weekly performance rhythms. You can point to 3+ end to end commercial card programmes (design controls launch optimization) with quantified outcomes. You've led supplier enablement and/or virtual card adoption programmes and stabilized operations post launch. Stakeholders trust your judgment on P&L and customer experience and call you to solve hard problems fast. All About Your Education & Skills Bachelor's degree; advanced degree/MBA preferred. Fluent English; Arabic desirable for GCC stakeholders. Advanced PowerPoint/Excel/Word; familiarity with programme/campaign tools and BI platforms; project