Associate Director Credit Analyst

Job Description As a Credit Analyst at Standard Chartered, you will play a crucial role in supporting Account Managers with credit reviews, ongoing risk monitoring, and assessing client creditworthiness. Your responsibilities will include: - Leading credit reviews, analyzing and monitoring client credit risk to ensure creditworthiness. - Providing insightful, succinct, and timely client portfolio credit analysis. - Spreading financials, proposing credit grades, documenting client risk, and monitoring credit-material events. - Partnering with Banking, Coverage, and Risk teams to develop and execute credit analysis and monitoring. - Delivering client fraud risk assessments and identifying business opportunities with an acceptable risk profile. In addition, you will analyze client industry risks, competitive positioning, funding strategy, cash flow, liquidity, and reputational risk profile. Your skills and experience should include proficiency in risk management, financial forecasting, client due diligence, product knowledge, and data analysis. Standard Chartered is an international bank committed to making a positive difference for clients and communities. With a focus on driving commerce and prosperity, the bank values diversity, inclusion, and continuous improvement. As part of the team, you can expect core bank funding for retirement savings, flexible working options, proactive wellbeing support, and a continuous learning culture. If you are looking for a purpose-driven career in banking and want to contribute to a bank that values your unique talents, Standard Chartered welcomes you to join their team. As a Credit Analyst at Standard Chartered, you will play a crucial role in supporting Account Managers with credit reviews, ongoing risk monitoring, and assessing client creditworthiness. Your responsibilities will include: - Leading credit reviews, analyzing and monitoring client credit risk to ensure creditworthiness. - Providing insightful, succinct, and timely client portfolio credit analysis. - Spreading financials, proposing credit grades, documenting client risk, and monitoring credit-material events. - Partnering with Banking, Coverage, and Risk teams to develop and execute credit analysis and monitoring. - Delivering client fraud risk assessments and identifying business opportunities with an acceptable risk profile. In addition, you will analyze client industry risks, competitive positioning, funding strategy, cash flow, liquidity, and reputational risk profile. Your skills and experience should include proficiency in risk management, financial forecasting, client due diligence, product knowledge, and data analysis. Standard Chartered is an international bank committed to making a positive difference for clients and communities. With a focus on driving commerce and prosperity, the bank values diversity, inclusion, and continuous improvement. As part of the team, you can expect core bank funding for retirement savings, flexible working options, proactive wellbeing support, and a continuous learning culture. If you are looking for a purpose-driven career in banking and want to contribute to a bank that values your unique talents, Standard Chartered welcomes you to join their team.