Area Credit Manager - Mid Corporate - Credit Appraisal - Kolkata - Avani Signature - M4 - M6

Job Description As a candidate for this role, you are required to have a strong understanding of Term loans, Working capital, and structural products. The role is sector agnostic and involves various key skills such as: - Conducting due diligence of corporate, group, and promoters - Analyzing financials - Understanding the Industry and Market dynamics related to proposals and applying this knowledge in Credit assessments and risk mitigation - Conducting site visits and engaging in personal discussions with Promoters/CFO - Preparing credit notes and specifying deal-specific covenants - Ensuring adherence to Internal Credit Policies and documenting any deviations in the Credit Note - Providing approval/recommendation for credit limits and transactions - Monitoring Portfolio companies Your qualifications should include: - Product understanding for Term loans, Working capital, and structural products - Strong analytical skills for financial analysis - Ability to conduct due diligence effectively - Knowledge of Industry and Market dynamics - Experience in preparing credit notes and dealing with covenants - Familiarity with Internal Credit Policies and procedures As a candidate for this role, you are required to have a strong understanding of Term loans, Working capital, and structural products. The role is sector agnostic and involves various key skills such as: - Conducting due diligence of corporate, group, and promoters - Analyzing financials - Understanding the Industry and Market dynamics related to proposals and applying this knowledge in Credit assessments and risk mitigation - Conducting site visits and engaging in personal discussions with Promoters/CFO - Preparing credit notes and specifying deal-specific covenants - Ensuring adherence to Internal Credit Policies and documenting any deviations in the Credit Note - Providing approval/recommendation for credit limits and transactions - Monitoring Portfolio companies Your qualifications should include: - Product understanding for Term loans, Working capital, and structural products - Strong analytical skills for financial analysis - Ability to conduct due diligence effectively - Knowledge of Industry and Market dynamics - Experience in preparing credit notes and dealing with covenants - Familiarity with Internal Credit Policies and procedures