Analyst (UAE National Role) Business Credit Office

Analyst (UAE National Role) Business Credit Office - Job ID: 28227Some careers shine brighter than others.If youre looking for a career that will help you stand out join HSBC and fulfil your potential.HSBC Corporate and Institutional Banking (CIB) is an emerging markets-led financing-focused business that provides investment and financial solutions. Through our international network we connect emerging and mature markets covering key growth areas. We partner with our corporate government and institutional clients to help them achieve consistent long-term performance. Our products and services include advisory financing prime services research and analysis securities services trading and sales and transaction banking.Credit & Capital Management Services (CCMS) under CIB are in the process of implementing a new modern and consistent E2E operating model. A key component of this operating model is the introduction of a first line credit management office the Business Credit Office (BCO). The BCO function will complete tasks currently owned by multiple actors in the management of the first line credit risk responsibilities including structuring credit analysis and rating recommendation client credit monitoring tasks credit terms and docs negotiation with WCMR and clients acting as a single handoff from a RM to the BCO for all Credit & Lending (C&L) tasks creating a single control point. The function will be client facing and customer service orientated.We are currently seeking an ambitious UAE National to join the team as an Analyst who will provide credit advisory and support services to BCO Managers and Relationship Managers (RMs) / Coverage. The role holder is responsible for co-ordinating and completing credit applications or renewals as well as managing risk discharging their duties the role holder must implement a common reliable and predictable underwriting and lending process that protects the business from exposure whilst responding to clients borrowing needs. The role holder will report to the BCO Manager and will work closely with the Coverage and Transaction Support teams to ensure seamless customer experience and consistency of service for all customers.In this role the key responsibilities will include: Responsible for the delivery of BCO tasks in line with agreed OKRs SLAs and KPIs Support the end-to-end Credit & Lending servicing journey ensuring a seamless and efficient process for both customers and internal stakeholders Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients Liaise with relevant teams for the preparation of facility letter and any other internal security documents. Ensure completeness of security documentation prepared by external legal counsel. Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution. Actively participate in training sessions to continue to develop credit skills product knowledge industry knowledge and client management skills. Ensure the consistent application of HSBC policies and adherence to regulatory financial and legal standards to minimise business and reputational risks Support the BCO Manager and Team Lead on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit & lending process Participate in deal discussions and meetings with clients as required Protect the Bank by acting as First Line of Defence and adhering to all controls Maintain HSBC internal control standards including timely implementation of internal and external audit recommendations along with addressing any issues raised by external regulators.To be successful in the role you should meet the following requirements: Experience gained at a boutique advisory or big four institution is highly preferred Bachelors degree in business Finance or a related field is desirable Analytical with a keen eye for details Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements Strong communication and interpersonal skills with the ability to collaborate effectively with diverse stakeholders A graduation degree is essential for obtaining a UAE visa and work permit. If your university certificate is from outside the UAE up-to-date attestations and equivalency are also mandatory (Recognition of Higher Education Qualifications Issued Outside The UAE).Youll achieve more at HSBC.HSBC is committed to building a culture where all employees are valued respected and opinions count. We take pride in providing a workplace that fosters continuous professional development flexible working and opportunities to grow within an inclusive and diverse environ