Senior Officer- Portfolio Analytics

GROUP FUNCTION AND ROLE PURPOSEThis role holder is responsible for handling Portfolio analytics related task covering both Credit and Collections MIS Collection allocation Automation and improvement of processes coordinate with portfolio management team CAD and Finance for reconciliation & manage collection systems and extraction from Alchemy and also preparing MIS and presentations for senior management.Key AccountabilitiesResponsible for collection strategy of retail banking.Responsible for allocation / capacity planning target and incentive pay-outCirculate collection deckRendering assistance on business plan strategy and decision making by deriving insightsPortfolio Analysis and monthly MIS generationProduct wise monthly account level data extractionDesign and drive collection strategy for the retail banking products and improve the collection effectiveness. Monitor and take corrective measure for failures.Keeping track of NPA accounts follow up with the team on resolutions. - Monitoring business performance and providing meaningful MIS / Analysis detailing the business performanceCreate segmentation in the portfolio based on the risk attached to the clients for efficient handling.Plan monitor and review the activities of collection strategy.Responsible for Incentive calculation timely release and monitoring the collector performance dashboards.Analyse scope for improvement in processes.Automate the manual processes for improving efficiency and reduce errors due to manual calculations.Provide supporton launch of any new system or upgrade/modification to the existing through functional analysis UAT.Coordinate with IT and other departments for timely availability of data for CBG.Agency managementQualificationsMinimum QualificationsGraduate in any disciplineMinimum Experience2-10 yearsKnowledge Skills and AttributesSound banking knowledgeSound knowledge of core consumer banking productsStrong excel skillsProficient in MS Access and SQLExposure to data Analytics toolsExcellent presentation skillsRemote WorkNoEmployment TypeFull-time#J-18808-Ljbffr