Credit Review Manager

DescriptionRole : Credit Review ManagerLocation : Abu DhabiRole PurposeProcess credit applications / requests for Project & Structured Finance within Wholesale Banking Group (WBG) and International Business Group (IBG).Make balanced credit decisions and provide an independent view regarding proposed business transactionsCommunicate and adhere to ADIBs risk culture risk appetite and tolerance risk policies practices procedures and risk limitsKey Accountabilities of the roleReview and approve new finance requests annual reviews CCRs within DLA and provide credit recommendations to higher approving authorities for requests in excess of DLAEstablish effective communication with Business to understand the clients needs and ensure that deal due diligence (qualitative and quantitative) is robustEnsure that facilities purpose and structure are in line with customers financing requirements and repayment capacity; optimize the risk return trade off through efficient collaterals financial covenants and terms & conditionsMake sure appropriate risks / mitigation analysis is in place primary & secondary sources of repayment have been adequately identified addressed and can withstand the tenor on base and stressed case scenarios.Ensure Credit Policy and TM/RAC adherence and ensure that appropriate justification/mitigants are in placeEnsure strict compliance with banks credit policies and procedures and central bank laws and regulationsConduct joint customer site visits when required in order to evaluate the quality of the management / operation and credit worthinessMonitor post disbursement past dues and TOD reports and oversee collection of past due accounts in coordination with the business teamParticipate in projects that streamline and improve existing processes including policy and process revisionsAny other special assignment given by line manager / GCCOSpecialist Skills / Technical Knowledge Required for this role3-5 years of Corporate Banking / credit experienceAt least 3 years of local/regional market experienceGood working knowledge of banking productsNumerical and detail orientedDegree in Business Administration/Finance/AccountingUAE Nationals are encouraged to apply for this role.Required ExperienceManager#J-18808-Ljbffr