AVP- Product Owner, Mortgages

Join to apply for the AVP- Product Owner, Mortgages role at First Abu Dhabi Bank (FAB)First Abu Dhabi Bank is an inclusive environment where each person values the experiences, perspectives, ideas and beliefs of others. We’re in a unique position to learn from all our colleagues, combining international experience with deep cultural knowledge and local expertise. At FAB, you’ll have the support of your team and a strong relationship with your line manager, who will trust you with responsibility and recognize your good performance. As we embrace different ways of seeing the world, listening to each other and respecting different viewpoints, we grow stronger – together.Job PurposeSupport Head of Mortgage on comprehensive management of the Mortgage Business of FAB (Islamic and Conventional) with the aim of building a sustainable & profitable assets book.AccountabilitiesStrategyDevelop and implement business strategies aimed at prudently growing the market share of the Mortgage business of FAB.Build and sustain a long-term profitability model by driving sales volumes through continuous product innovation and attractive product value‑proposition, while controlling risk within acceptable levels through prudent lending policies and procedures.Lead key business projects aimed at achievement of overall strategic objectives.Portfolio ManagementDrive portfolio profitability through management of P&L constituents.Optimize utilization of resources to achieve organizational strategic objectives.Achieve portfolio growth and performance targets through management of key financial elements including Sales, Interest & Fee Incomes, Cost of Funds and other Costs, Attrition and Provisions.Maximize revenue by managing pricing for new business and existing book.Portfolio Quality and Risk ManagementMaintain product policies in line with regulatory guidelines and as per banks growth strategy.Works with Shariah Team to ensure all Islamic propositions, processes and documentations are in line with the Shariah requirements.Product ManagementExisting Products – Management of existing products to continuously enhance the value proposition, product attractiveness, and maximization of profitability.New Products – Development of new and innovative products to cater to varying customer segments, and to create new markets and opportunities.Campaigns/Promotions/Special Packages – Development of creative seasonal campaigns, promotions, and special packages to maintain share of voice, brand awareness, and boost business volumes.External Relationships – Maintain healthy relationships with developers, dealers, employers, brokers, valuers, and insurers to ensure continued mutual benefit.People – Lead the reporting lines and work closely with peers into successful delivery of planned objectives. Sustain a respectful, friendly, and constructive working atmosphere by encouraging honesty, responsibility, and by empowering subordinates.QualificationsMinimum Qualifications: Bachelor's degree.Minimum Experience: 8+ years in a similar role.Knowledge, Skills, and Attributes:Extensive knowledge and experience in Financial Institution related to Business.Extensive knowledge in local market with UAE Central Bank regulations.Resourceful in the completion of reports and plans, and effective at multi-tasking.Consistent record of providing accurate and precise reports to high management level.Project Management, Business Process, Business Modelling, and Data Modelling.Retail and Business Banking Product Cycle.Excellent Presentation Development.Highly Creative and Resourceful.Analytical and Problem Solving.Teamwork and Planning.#J-18808-Ljbffr